Qard-e-Hasana · Shariah Compliant · 99.9% Recovery Rate
Pure Qard-e-Hasana · No markup · No hidden charges
1 to 15 years repayment options as per your needs
Loans disbursed at religious places for trust & transparency
Mutual guarantee system · No collateral required
| Plan | Amount (PKR) | Period | Monthly Installment |
|---|---|---|---|
| Plan 1 | 50,000 | 1 Year | 4,167 |
| Plan 2 | 100,000 | 1 Year | 8,335 |
| Plan 3 | 200,000 | 2 Years | 8,335 |
| Plan 4 | 500,000 | 5 Years | 8,335 |
| Plan 5 (Business) | 1,000,000 | 10 Years | 8,335 |
| Plan 6 (Business) | 1,500,000 | 10 Years | 12,500 |
| Plan 7 (Business) | 2,000,000 | 10 Years | 16,670 |
| Plan 8 (Housing) | 3,000,000 | 10 Years | 25,000 |
| Plan 9 (Housing) | 5,000,000 | 15 Years | 27,780 |
| Plan 10 (Agriculture) | 10,000,000 | 15 Years | 55,560 |
Zero Interest · Service Charges: 0% · 100% Shariah Compliant
| پلان | رقم | مدت | ماہانہ قسط |
|---|---|---|---|
| پلان 1 | 50,000 | 1 سال | 4,167 |
| پلان 2 | 100,000 | 1 سال | 8,335 |
| پلان 3 | 200,000 | 2 سال | 8,335 |
| پلان 4 | 500,000 | 5 سال | 8,335 |
| پلان 5 (بزنس) | 1,000,000 | 10 سال | 8,335 |
| پلان 6 (بزنس) | 1,500,000 | 10 سال | 12,500 |
| پلان 7 (بزنس) | 2,000,000 | 10 سال | 16,670 |
| پلان 8 (گھر) | 3,000,000 | 10 سال | 25,000 |
| پلان 9 (گھر) | 5,000,000 | 15 سال | 27,780 |
| پلان 10 (زراعت) | 10,000,000 | 15 سال | 55,560 |
Pakistani citizens with valid Computerized National Identity Card
Households with low income · Women are prioritized
Have a small business idea or existing enterprise
Form a group of 3-5 members for mutual guarantee
Visit any Akhuwat branch with your CNIC
Form a group of 3-5 trusted members
Attend a 2-hour training session
Get loan at mosque/church/temple
Yes! Akhuwat provides pure Qard-e-Hasana (interest-free loans) with zero markup. Only the principal amount is repaid in easy installments.
No collateral required. We use a mutual guarantee system where your group members guarantee each other.
After group formation and training, loans are usually disbursed within 1-2 weeks.
Absolutely! In fact, 70% of our borrowers are women. We encourage female entrepreneurship.
Contact us today for free consultation